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Home
Types of Loans
Conventional Loans
FHA Loans
VA Loans
Jumbo Loans
Adjustable Rate Mortgages (ARMs)
Fixed Rate Mortgages
The Loan Process
Applying For a Loan
Pre-Approval
Finding A Home
Making an Offer
First & Final Disclosures
Closing On Your Home
Calculator
Mortgage Calculator
Affordability Calculator
Debt to Income Ratio Calculator
Resources
Glossary of Terms
Blog
FAQ
About Us
Who Is Eligible For A VA Loan?
February 7, 2023
Are you a veteran looking to purchase a home? If so, you may be wondering if you are eligible for a VA loan. A VA loan is a great way for veterans to take advantage of the benefits earned through t…
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Avoiding Mortgage Scams: What To Look Out For
February 7, 2023
Are you in the market for a mortgage? If so, it’s important to be aware of the many different scams out there. It can be difficult to spot a fraudster at first glance, so it pays to do your researc…
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Benefits Of A Reverse Mortgage For Retirement Planning
February 7, 2023
For some retirees, a reverse mortgage can be an important tool to ensure they have the funds they need for a comfortable retirement. Take, for example, John and Mary. Both in their late 60s, the co…
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Why You Should Consider A Bi-Weekly Mortgage Payment Plan
February 7, 2023
Are you tired of feeling like your mortgage payments are taking over your life? If so, a bi-weekly mortgage payment plan is an unbelievably liberating solution. Bi-weekly payments can help you save…
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Exploring Government Programs For Low-Income Homebuyers
February 7, 2023
Buying your own home is an age-old dream that is still alive and well today. It’s a goal that many of us strive for, but it can be difficult to achieve when you’re on a tight budget. Fortunately, t…
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Ways To Make A Home More Affordable For Buyers
February 7, 2023
Are you in the market for a new home but feeling discouraged by the rising cost of housing? You’re not alone! The current state of the housing market is making it difficult for many potential buyer…
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How To Lower Your Mortgage Payment
February 7, 2023
Are you tired of having to pay a hefty mortgage payment each month? Do you wish there was a way to lower your monthly mortgage payment without sacrificing your home? Well, it’s possible! With some …
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How To Negotiate Your Mortgage Terms
February 7, 2023
Are you tired of feeling like you’re never in control of your mortgage? Between rising interest rates and fluctuating home values, it can feel like the banks are calling the shots. But don’t despai…
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How To Calculate The Value Of Your Home
February 7, 2023
Are you ready to get a handle on the worth of your residence? It can be a daunting task, but it doesn’t have to be! Here’s the lowdown on how to figure out the value of your home. As a homeowner, t…
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Pros And Cons Of Refinancing
February 7, 2023
Have you ever looked at the rising cost of your mortgage payments and felt a sense of dread? Have you wished that there was a way to ease the burden of these payments without having to move somewhe…
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Common Mortgage Mistakes To Avoid
February 3, 2023
The thought of buying a home can be exciting and daunting at the same time. After all, it is one of the biggest investments you will ever make in your life. But there are plenty of common mortgage …
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Guide To Mortgage Pre-Qualification
February 3, 2023
Buying a home is often said to be one of the most significant investments someone will make in their lifetime. Navigating the process can be daunting and confusing, but with a little knowledge and …
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Calculating The Return On Investment Of A Home Purchase
February 3, 2023
Purchasing a home is often seen as an investment in one’s future. It can be a daunting decision, and one that requires careful consideration of the costs versus the benefits. Calculating the return…
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How To Shop For The Best Mortgage Rate
February 3, 2023
Shopping for a mortgage can be an intimidating process. With so many lenders offering different rates, it’s hard to know where to start. But don’t worry – if you take the time to do your research a…
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Home Renovation Ideas For Increasing Your Home’s Value
February 3, 2023
We all know it’s true: the key to a happy home is in the details. And when it comes to increasing your home’s value, those details can make all the difference. Whether you’re looking to spruce up y…
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Preparing Your Finances Before Starting The Homebuying Process
February 3, 2023
Are you ready to take the plunge into the exciting world of home ownership? Have you been dreaming about it for years and are now finally ready to make that dream a reality? It’s an exciting time, …
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Questions To Ask When Choosing A Mortgage Lender
February 3, 2023
Shopping for a mortgage can be a daunting process, especially for first-time homebuyers. It’s important to do your research and make sure you’re getting the best deal possible. Choosing the right l…
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Tips For First-Time Homebuyers
February 3, 2023
The thought of buying your first home is both exciting and scary. You’re ready to take the plunge into homeownership, but you don’t know where to start. It can be overwhelming trying to navigate th…
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Understanding Different Mortgage Types
February 3, 2023
“A penny saved is a penny earned.” This old adage rings true in many aspects of life, and it’s especially applicable when it comes to mortgages. Understanding the different types of mortgages avail…
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Understanding The Cost Of Homeownership
February 3, 2023
Buying a home is like taking a leap of faith. It’s exciting, but also intimidating – there are so many unknowns that come with homeownership and the costs associated with it. That’s why it’s import…
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The Benefits and Drawbacks of a Cash-Out Refinance Home Loan
November 20, 2022
A cash-out refinance, not to be confused with a HELOC, is a type of home loan mortgage that allows homeowners to access the equity in their home and use it to make home improvements, pay off high-i…
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The difference between a mortgage pre-approval and a mortgage pre-qualification
September 8, 2022
Understanding the difference between a mortgage pre-approval and a mortgage pre-qualification is essential for anyone looking to buy a home. While these terms are often used interchangeably, they r…
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How to Use Home Equity to Secure a Line of Credit
August 29, 2022
Are you looking to secure a home equity loan or line of credit (HELOC), not to be confused with a cash out refinance, and don’t know where to start? That’s okay! Below we have covered the ins-and-o…
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Understanding the process of obtaining a construction loan to build a new home
July 17, 2022
Building a new home is an exciting process, but it can also be intimidating. Before you can break ground on your dream house, you’ll need to understand the process of obtaining a construction loan….
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Quick Tips and Wins To Saving For The Down Payment On Your Next Home
July 4, 2022
Purchasing a home is a major financial milestone, and saving for a down payment is an important step in the process. A down payment is a sum of money that is paid upfront when taking out a mortgage…
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Understanding the process of obtaining a home loan with a co-borrower or co-signer
May 19, 2022
Buying a house is an exciting and daunting experience. Obtaining a home loan can be even more overwhelming, especially if you are considering adding a co-borrower or co-signer to the process. Under…
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The benefits and drawbacks of obtaining a home loan through a credit union
May 1, 2022
Homeownership is a dream come true for many people, and a home loan can be the key to unlocking that dream. But with so many options out there, it can be hard to decide which path to take. Credit u…
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The benefits and drawbacks of a reverse mortgage
April 4, 2022
Do you feel like you’re stuck in a financial rut? Are you looking for a way to unlock your current financial situation and secure your future? A reverse mortgage may be the key to unlocking your fi…
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Understanding the process of obtaining a home loan as a self-employed borrower
April 1, 2022
As a self-employed individual, the process of obtaining a home loan can be a bit more complex than it is for traditional employees. Lenders will typically want to see proof of a stable income, and …
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The role of the National Reverse Mortgage Lenders Association (NRMLA) in promoting reverse mortgage loans
March 1, 2022
For those looking to supplement their retirement income, reverse mortgages can provide a great financial lifeline. But with so many different lenders offering these loans, how can you know which on…
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Understanding the process of obtaining a second mortgage or home equity line of credit
February 27, 2022
When it comes to understanding the process of obtaining a second mortgage or home equity line of credit, it can seem like a daunting task. But it doesn’t have to be! You just need to make sure you’…
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Wet Funding vs Dry Funding, Understanding the Differences in Home Loan Mortgages
February 15, 2022
When it comes to financing a home purchase, understanding the difference between wet funding and dry funding can be crucial. These terms refer to the way in which a home loan mortgage is funded, an…
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The impact of property taxes and homeowner’s insurance on home loan affordability
January 19, 2022
Purchasing a home is like jumping onto a never-ending rollercoaster ride. It’s full of thrilling highs, unexpected dips and turns, and more than a few moments of sheer terror. One of the most daunt…
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Tips for maintaining good credit while paying off a home loan
December 16, 2021
Do you have a home loan and want to maintain a good credit score? With the right steps, it’s possible! According to recent statistics, almost 60% of Americans have mortgages. That means more and mo…
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The Mortgage Underwriter, Their Responsibilities & The Unsung Hero of The Lending Industry
December 16, 2021
Curious what a mortgage underwriter does, how they do it and what they approve and prevent? We’ve got you covered! A mortgage underwriter is a financial professional who plays a vital role in the m…
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The role of a mortgage servicer in the home loan process
November 9, 2021
Home buying can be a stressful process with a lot of moving parts. One key part of the home loan process is the mortgage servicer, who plays an important role in making sure your mortgage payments …
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Understanding the foreclosure process and how to avoid it
October 31, 2021
The foreclosure process can be a daunting and overwhelming experience for anyone who is at risk of losing their home. It is a long and complicated process, and understanding it is the first step to…
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